Home Insurance Spring TX

Posted on September 24th, 2013 by Troy Johnson

For those of you looking for Home Insurance in Spring TX, Hometown Insurance Partners is your friend in the business. Troy Johnson has been in the insurance business for over 20 years, and he knows all there is to know about insurance. If you are unhappy with your current provider, or if you think are not getting the best benefits for what you’re paying, then let Hometown Insurance Partners show you some options that could cut your home insurance premium almost in half! Since we represent numerous carriers, there is a higher probability that we can save you money than if you went with just one company. We are here and we are ready to serve you.

Home Insurance Spring TX

 

Homeowners Insurance Tomball Texas

Posted on September 24th, 2013 by Troy Johnson

Looking for Homeowners Insurance in Tomball Texas? Well, Hometown Insurance Partners would like to be your insurance provider! We offer the best coverage, at the lowest prices. We work with a multitude of insurance carriers, and we create custom packages that suite your needs. We don’t try to tack on hidden fees or keep anything in the dark. We are just here to make sure you get what’s best for you. We have over 20 years of experience in the insurance business, and we know what to look for when shopping around. The carriers we represent all have five star ratings, and are the best in the business. Give us a call at 281-419-2886 and let us take care of your homeowners insurance needs.

Homeowners Insurance Tomball Texas

 

Homeowners Insurance Conroe Texas

Posted on September 24th, 2013 by Troy Johnson

If you are looking for Homeowners Insurance in Conroe Texas, then look no further than Hometown Insurance Partners. We are an independent agency with over 20 years of experience, so we know how to get you the best rates with the best coverage. With many new homes being built in Conroe Texas, and with the economy looking prosperous, now is a better time than ever to reevaluate your policy. We can evaluate your current policy over the phone, by fax, by email, or in person. You can simply send us the information on your current policy, and we will give you a quote right away, and since we represent many different insurance providers, we shop the rates for you!

Homeowners Insurance Conroe Texas

 

Compare the Savings

Posted on September 17th, 2013 by Troy Johnson

At Hometown Insurance Partners, we are dedicated to finding our clients the best rates. We recently wrote a policy that saved our client $1,727 per year on their homeowners insurance. They were paying $3,273 and now they are only paying $1,546. That is a savings of 47%. We cut their premium almost in half!

If you look at the documents below, you can see the difference between the policy they had, and the one written by Hometown Insurance Partners with Travelers.

Before After
prior-policy-thumbnail current-policy-thumbnail

 

 

Mercury Insurance Group

Posted on September 11th, 2013 by Troy Johnson

Mercury Insurance Group is one of several insurance providers represented by Hometown Insurance Partners. They pride themselves on being able to offer competitive rates along with excellent customer service. They have been protecting families for over 45 years and they understand the importance of having an insurance agent who will take the time to understand your needs, so that you are given a policy that best fits your needs.

Mercury understands that accidents can occur even with the safest of drivers. Therefore, Mercury offers many different levels of auto insurance coverage in The Woodlands, TX. This includes liability coverage, coverage for collision, comprehensive coverage, coverage for medical bills that were a result of the accident, personal injury protection, and coverage against uninsured motorists.

There are many discounts available for individuals seeking auto insurance with Mercury. Many insurance companies may not be so eager to volunteer information pertaining to discounts, but the agents at Mercury won’t hesitate to do so. Your agent will work hard to pinpoint any discounts that you qualify for. Some of the most common factors that lead to discounts include: adding multiple vehicles to the insurance policy, having a satisfactory driving record, and making good grades.

Mercury also provides a wide variety of home insurance policies. If you are looking for homeowners insurance, it is important to have a dedicated insurance agent on your side, who will provide you with valuable information that will help you choose the policy that is right for your specific situation. With so many options and add-ons to choose from, it is easy to become overwhelmed, but an experienced Mercury insurance agent will happily assist you throughout the process. Mercury Insurance group also offers a discount to individuals who sign up for both an auto and home insurance policy.

The available home insurance coverage options include but are not limited to: medical protection for guests who are injured at your home, coverage for damage done to your home by storms and fire, and coverage for items in the home lost due to theft.

Hometown Insurance Partners is an independent insurance agency that represents insurance carriers like Mercury Insurance Group who have been carefully selected for their ability to provide top notch insurance coverage, great customer service, and affordable rates.

 

Auto Insurance The Woodlands

Posted on August 27th, 2013 by Troy Johnson

What are the things you look for most in auto insurance?

  1. Cost
    When looking for auto insurance, the amount of premiums can vary greatly in price. As low as $50 per month on up to $150 per month or more, just for one person. If you have your spouse and your children on your policy, you can possibly get a group discount, but not always. If also thinking by paying more than the next guy you are getting the best coverage, think again. You could be paying more for less! Sometimes companies will keep you locked into the same rate with the same coverage and will only offer cost adjustments at your request. Be sure to ask your auto insurance agent about any discounts or policy changes you can make to reduce the amount of your premium.
     
  2. Amount of Coverage
    The amount of coverage you need is only important when you have to use it, so make sure you have the most coverage you feel comfortable paying for. If you have a brand new vehicle and you’re making payments, you will most likely have full coverage, and that is because your bank wants to protect what they still own. Once the vehicle is yours, you can have any kind of coverage you desire. With an older vehicle, you may feel it is time to drop to liability only since damage to your vehicle may not give you much back in return. If your vehicle gets totaled and you have been paying $80 per month for 2 years, that will be $1,920, and if your vehicle is only worth $2,500, then after a deductible of $500, you will get back what you paid plus $80. If you are paying $50 per month for 2 years, that will be $1,200, and if your vehicle gets totaled (assumming it’s not your fault), after a $500 deductible you will get back what you paid plus $800.
     
  3. Reliability
    When (and if) you finally need to use your auto insurance, you need to know the company you chose will be there for you. Most of the major insurance companies have been around for decades, and they are all fighting to be your insurer. At certain times some will offer better rates than their competitiors, so it’s always good to shop around every few years and see if you can get better coverage for a lower price. We all like staying with whom we¬† comfortable with, but when an insurance agent just wants to quote you, that is all it is. They just want to give you a chance to offer you something better.